No Veteran Left Behind

The NO VETERAN LEFT BEHIND - Cyber Education Program is designed to help Military Veterans re-enter the workforce after receiving on-line Training. The Main courses offered are:

1. Clinical Medical Assistant
2. Electronic Health Records Management
3. Phlebotomy Technician
4. Pharmacy Technician
5. Medical Administrative Assistant
6. Medical Billing and Coding
7. Patient Sitter
8. Patient Care Associate
9. Introduction to Small Business

The medical industry will have almost 50% more jobs available in 2018 therefore, a surplus of medical facilities will continue to hire candidates who specialize in medical technology. Military Veterans who qualify will be subject to study for a certification that spans from 3 weeks to 2 years. The trainings range from clinical responsibilities of a medical office to medical billing to understanding and implementing the HIPPA Laws.

Most courses are designed to provide students with "real life" computer experience using 'Medcin Software' and performing tasks in health information departments.

These programs will prepare students to function effectively in their chosen field(s) and be able to apply their course knowledge seamlessly and successfully into their medical careers and become a viable force in the healthcare industry.

Certain Military Veterans will be hired as contractors or move on to self-employment. The Introduction to Small Business course will cover everything from obtaining an employer identification number and bookkeeping to filing estimated tax forms and making federal tax deposits (if applicable).

All courses will begin online at home, some will be dually enrolled at the University level culminating in exciting new career opportunities.

All Military Veterans must:

1. Register for the NO VETERAN LEFT BEHIND VET2WORK Program
2. Upon entry into the NO VETERAN LEFT BEHIND VET2WORK Program, Military Veterans, must adhere to the "VET2WORK Program, Rules, Regulations and Guidelines"
3. Once accepted into the VET2WORK Program all candidates must then register into the Cyber Education Center Training Program
4. Upon entry into the Cyber Education Center Program, Military Veterans, must adhere to the "Cyber Education Center Program, Rules, Regulations and Guidelines" (see attached)

ATTENDANCE

Students shall be in attendance for the entire Training. Students who have absences exceeding 10% (16 hours) of the total class hours for an Training may be released.

CLASSROOM HOURS

1. Students will report/log-in on time according to the schedule.
2. Students will be seated and ready for class prior to the beginning of the class. Students will be expected to return on time from scheduled breaks (when applicable).
3. Lunch periods shall be at least thirty (30) minutes, but no more than sixty (60) minutes.

EXCUSED/UNEXCUSED ABSENCE

Students will be excused from class for the following reasons:

1. Documented medical or family emergencies
2. Prior agency notification/approval.

NO VETERAN LEFT BEHIND staff shall receive notice specifying the reasons for any absence from an Academy. If a student knows that he/she will be late, a call shall be made to the NO VETERAN LEFT BEHIND staff. Please call (313) 595-1262 to leave a message advising staff of the anticipated arrival time.

BEHAVIOR AND CONDUCT

A student's behavior reflects directly on their employer. Students must conduct themselves in a manner that does not discredit themselves, NO VETERAN LEFT BEHIND, or The Cyber Education Center. Failure to maintain this standard may result in supervisory intervention, and/or dismissal from the Training. Students are expected to:

1. Perform according to instruction in the classroom.
2. Participate in class exercises.
3. Do their own written work.
4. Not disrupt the class (when applicable).

WITHDRAWAL, SUSPENSION OR RELEASE

A student who is withdrawn, suspended or released from the training due to illness, injury, personal hardship or worthy cause otherwise shown, may be allowed to return to a subsequent session. Students re-admitted to training may be required to repeat the training, in whole or in part, as determined necessary by NO VETERAN LEFT BEHIND or the Cyber Education Center. A student may be suspended during an investigation for any rules violations. The student is responsible to obtain all materials related to any class presentations missed due to this suspension.

ILLNESS

Illness will be reported directly to the NO VETERAN LEFT BEHIND office by telephone prior to 7:30 a.m. Absences will be considered unexcused until a phone call is received. The student will be required to provide a phone number where they can be contacted throughout the period of illness. The student's agency will be advised of illness or absence from the training. Students who become ill during class will report to the NO VETERAN LEFT BEHIND staff prior to leaving the campus (when applicable). All illnesses will be documented on a student memorandum and/or Personal Injury/Illness Report Form (NVLB/CEC Absence Form)

PROGRAM PHILOSOPHY

We believe: Our success depends upon satisfying the professional education needs of our students. This is accomplished within the framework of meaningful standards that are applicable to the Military Veterans employment.

Therefore, it is our intention to:

Listen to students as a primary information source in evaluating instruction, delivery, curricula, and training environment

Actively respond to any needs or issues that may impact learning. These can include academic, agency, and personal issues

Treat all students with dignity and respect

Reward individual and group excellence

Provide training that is culturally sensitive and promotes diversity in the work place Enforce standards and policies through a deliberate, published process that protects and preserves the learning environment for all students

We expect:

The NO VETERAN LEFT BEHIND Cyber Education Center Training Program to be a full-time work assignment for all that attend.

The students to display values consistent with the highest level of performance in the criminal justice profession.

Students to conduct themselves in a professional manner always

Students to familiarize themselves with the Rules, Regulations, and Policies before arriving at the Academy.

Students to be accountable to the Rules, Regulations, and Policies while attending the NO VETERAN LEFT BEHIND Cyber Education Center Training Program.

The NO VETERAN LEFT BEHIND VET2WORK Program is designed to train military veterans in the art of landing and maintaining a career that fits their skill set.

To qualify:

1. The veteran must go through the NO VETERAN LEFT BEHIND evaluation process (must obtain copy of medical records).
2. The veteran must also have proof of education levels completion (i.e. high school diploma/G.E.D., etc.) a valid state i.d., DD214 (other than honorable also accepted in most cases), valid ssn/card.
3. The veteran must be available for 3 weeks to 2 years for Cyber Education Center training. The training includes corporate office and skills trade assessment, resume writing and interviewing skills enhancement. The veteran will receive a 2way bus ticket after each class.
4. After Cyber Education Center Training, the veteran will receive a fitting for a new suit or dress, shirt or blouse, tie or purse, shoes and a voucher to receive each. The veteran will also receive a certificate of completion and bus passes or 2 gas fill ups (for a total of $50.00 ea.) for 2 months.

10 Basic Principles of Monetary Management

For Personal Finances

Organize Your Finances

Organizing your finances is the first step to creating wealth. Credit cards, bank accounts, personal loans, brokerage accounts, mortgages, car loans and retirement accounts should to be tracked. Budgeting software can provide complete solutions to track all such accounts, make on-time payments and more

Spend Less Than You Earn

Personal financial software provides powerful tools to help you track and budget your spending and take steps to achieve your long-term goals. If you learn to track your finances and know where you spend the most, you'll be able to control your money. The best way to ensure that you either overcome debt or avoid it in the first place is to never spend more than you make.

Put Your Money to Work

Take advantage of the time value of money. A 21-year-old who invests $17.50 a day until retiring at the age of 65 at a 5 percent average annual investment return can be a millionaire. At age 30, the required daily savings amount almost doubles. At age 40 the amount quadruples. So, save early and often, even if the amount is small.

Limit Debt to Income-Producing Assets

With credit cards and car loans, every penny you spend to repay that debt is money flushed down the drain. All but a few models of cars depreciate to zero and require more in repairs and finance charges than can be reasonably expected to be returned to the owner upon being sold. With their ultra-high interest rates, credit cards utilized to buy household goods and clothes that quickly wear out are bad bargains. If you must be in debt, stick to financing items that retain their value over time, like real estate and education.

Maximize Your Employment Benefits

Employment benefits like a 401(k) plan, flexible spending accounts and medical and dental insurance yield some of the highest rates of return that you have access to. Make sure you are taking advantage of all the ways benefits can save you money by reducing taxes or out-of-pocket expenses.

Pay Attention to Taxes

Go to IRS.gov then find a Certified Public Accountant for Business or a good tax preparer/consultant for personal taxes.

Plan for the Unexpected

Despite of your best efforts, you'll face unforeseen emergencies. Save enough money and stock up on insurance to be able to weather extended unemployment, accidents, catastrophic medical care, large car or house repairs and natural disasters. Increasing the amount of money, you save when times are good can help you manage the cost impact of hedging against bumps in the road, making sure unexpected financial exposure does not derail your long-term goals and your family's financial security.

For small Business:

Important Financial Documents for Your Small Business

Managing the finances of your small business can be a challenge. To survive and thrive, you must earn profit consistently, generate cash flow from profit, and control your financial condition. You need a separate financial statement to highlight each aspect:

The P&L Statement (also called the Income, or Earnings Statement) summarizes revenue and expenses and reports your resulting profit or loss - that's what the P and L stand for.

The Statement of Cash Flows begins by reporting the net increase or decrease in cash from your revenue and expenses during the period (which is a different amount than your profit or loss for the period); this statement also summarizes other sources of cash you tapped during the period, and what you did with your available cash.

The Balance Sheet (also called the Statement of Financial Condition) summarizes your assets and liabilities at the close of business on the last day of the profit period and reports the sources of your owners' equity (assets less liabilities).

Make sure that you know how to read and interpret your financial statements. Not understanding your own business's financial statements puts you at a serious disadvantage in making good business decisions and in dealing with your lenders and owners.

Of course, the information in your financial statements is no better than your accounting system.

Hire a competent accountant to design and run your accounting system. Your accountant can be a valuable helpmate in managing your financial affairs.

Don't confuse your balance sheet with the market value of your business. True, your balance sheet reports your assets and liabilities, and the difference equals the book value of your owners' equity.

Keep in mind, however, that historical costs are the values for many assets, and the balance sheet does not report your profit performance over recent years. Yet, the market value of a business depends heavily on current replacement values of your assets and your recent profit performance.

Paying Attention to Profit in Your Small Business

Your small business is designed to make a profit - even if you're not making one yet. Managing the financial aspects of profit requires specific skills and powers of recognition. The following list offers tips on what to pay attention to:

Cash flow accounting doesn't tell you profit for the period, and accrual-basis profit accounting doesn't tell you cash flow for the period. Credit sales are recorded as revenue before cash is received. Some expenses are recorded before cash is paid, and some are recorded after cash is spent.

Depreciation expense is not a cash outlay in the period. Never confuse profit and cash flow. You need to look at your P&L report for your profit, and you need to look at your Statement of Cash Flows for your cash flow.

Read the preceding tip again! Deep down in your psyche you probably believe that profit equals cash flow. You may want to believe this, but it isn't so. Make certain that you have a firm grip on what cash flow is - and isn't.

Use a compact profit model for decision-making analysis. The P&L report is indispensable for controlling profit performance, but this profit performance report is too bulky for decision-making analysis. A compact profit model is better. The P&L statement is like a high-end digital SLR camera; a profit model is like a pocket-size digital camera that you carry around with you and is good enough for most uses.

Seemingly slight changes in profit factors can cause staggering differences. A small slippage in the ratio of margin on sales revenue can have a devastating impact on profit. A slight boost in sales price or a relatively modest increase in sales volume can yield a remarkable gain in profit. Slight changes mean a lot.

How to Make the Most of Your Small Business's Assets

The assets of your small business drive your financial picture to a significant extent, so you need to know how to manage those assets to maximize their use to you. Use the tips in the following list to help put your assets to work for your business:

Determine the sizes of assets you need to support the level of your annual sales revenue. The amount of your total assets determines the amount of capital you must raise, and capital has a cost. The more assets you have, the more capital you need. Downsize your assets if you don't hurt sales.

Don't rush into securing debt and equity capital without doing due diligence. Many small businesses are desperate for capital. Carefully examine the true, total cost of the capital and scrutinize the potential for interference from capital sources in running your business.

Businesses that make profit generate taxable income. Small business ("S") corporations, partnerships, and LLCs (limited liability companies) don't have to pay income tax. They are pass-through tax entities; so, their owners include their respective shares of the business's taxable income in their individual income tax returns. The profit of a pass-through business is taxed only once - in the hands of its owners. Cash dividends paid to stockholders by regular ("C") corporations from their after-tax profits are included in the individual income tax returns of their stockholders and are thus subject to a second tax in the hands of the stockholders.

To keep your assets working for your business, trust, but protect. Business is done based on mutual trust, but not everyone is trustworthy, even a longtime employee and a close relative. Enforce effective controls to minimize threats of theft and fraud against your business. An ounce of prevention is worth a pound of cure.

How to Plan for Your Small Business

As the owner or manager of a small business, of course you're very busy, but it pays to step back and plan for your financial future. Take the time to forecast, plan, and budget. Have your Controller (chief accountant) prepare the following pro forma (according to plan) financial statements:

Budgeted P&L statement for the coming year. Even if this budgeted P&L is abbreviated and condensed, it plays an invaluable role. Provide your Controller your best estimates and forecasts for sales prices, costs, and sales volume during the coming year. From this information your accountant can prepare a P&L that serves as your performance benchmark as you go through the year. Don't be afraid to change the budgeted P&L in midstream. Sometimes totally unpredictable events make your original P&L budget out of date.

Budgeted Balance Sheet at end of coming year. You don't necessarily need a detailed listing of every asset and liability one year off. But you should look ahead to your general, overall financial condition one year later. It's better to spot problems earlier than later. Looking down the road at where your financial condition is heading can help you avoid major problems.

Budgeted Statement of Cash Flows.

Preparing this budgeted financial statement is an excellent way to keep close tabs on your cash flow from profit (operating activities) and how you plan to use this cash flow. If you are planning major capital expenditures (new investments to replace, modernize, and expand your long-term operating asserts) a budgeted statement of cash flows is essential for making strategic decisions regarding how you will secure the cash for these expenditures.

NO VETERAN LEFT BEHIND implements empowerment programs for Military Veterans. Our goal is to not just assist Military Veterans with implementation back into civilian society but to also empower the Military Veteran and immediate family.

One such empowerment program is one of our Greening Mandates entitled the "Deeply Rooted" program.

After enrolling in the NO VETERAN LEFT BEHIND "Vet2Work" program the Military Veteran is simultaneously enrolled into the "Deeply Rooted" program.

The "Deeply Rooted" program is a volunteer program benefiting Demographic Inspirations-Detroit with projects designed to help plant trees, clean up parks, and work in farm gardens

The "Deeply Rooted" program gives the Military Veteran the opportunity to continue to serve while also healing. According to Psychology Today: "...some of the therapeutic power of gardening is that it allows us to unleash our anger and aggression as well as providing an opportunity to nurture. Why beat pillows with a baseball bat or yell at the cat when you have a hedge to hack?"

We at NO VETERAN LEFT BEHIND have found that Military Veterans who volunteer are more likely to have a smoother transition into civilian society. They find that volunteerism manifests in several ways; including a sense of pride, feeling motivated and 'giving something back'.

Military Veterans can register for the NO VETERAN LEFT BEHIND "Vet2Work" Program by emailing a resume to: veteranrescue@gmx.com or calling 313-595-1262.